How to take advantage of Black Friday travel deals with very little cash.

Don’t you wish you had a couple thousand dollars sitting in your account that you could use to grab some of these fabulous Black Friday and Cyber Monday travel deals? Yeah, me too.

Here are 3 ways that you can take advantage of the great deals without putting a lot of cash down.

  1. Hotel deals. Book flights and hotels separate. You can book almost any hotel with just paying a 1 night deposit and holding the reservation with your credit card. So, book 7 nights at a great rate, and just pay for 1 night upfront, and the rest when you arrive whether it’s in a month or 8 months from now. But you are locking in today’s discount price.
  2. Think long term, not short term. If you are travelling within 60 days you will be asked to pay the whole package price. It you are booking 3-11 months in advance, you are only asked for a deposit when you book through a travel agent. It’s almost like paying your autopac insurance in monthly instalments. There is an upfront booking fee (about 40 dollars) and a deposit (most often $250-$500 ┬áper person.) but then you can pay the rest on monthly instalments or however you choose so that it’s paid in full typically 60 days before you depart. So, if you want to grab the sale price for an Easter or Summer holiday, do it now. Then you’ll pay the vast majority in 2019 after you get your tax refund or Christmas bonus. But again, you lock in today’s sale price. (Yes, you can literally sign up for a $3000 vacation package with under $300 per person upfront cost. Now this deposit is non-refundable and you will lose it if you cannot pay the rest of the commitment, but if you CAN make payments, this is the easiest way to do it. No loan or interest charges from a bank.)
  3. Collect points. Sign up for Air Miles, or Westjet Rewards, or Aeroplan programs. They are free programs. Or get the Westjet World Elite MasterCard (perks like no charge for checked bags) and start collecting points that you can use towards future travel. Even if all you ever accumulate is a free hotel night, or a short haul flight, it is something that you can use to bring more travel into your life without a cost.

Bonus tip: If you collect Westjet Rewards, you can keep accumulating them and “cash them in” with your final payment on your holiday. And yes, you can still redeem these reward dollars when using a travel agent.