I’ll make this quick and snappy because you don’t need a speech about travel insurance.
You can Google the horror stories. We have all seen & heard the hard luck stories of people who skipped the insurance because “I’m going no matter what” or “my credit card covers it” or “it was too expensive.”
Don’t be like them. Buy the insurance! When purchased at the same time that you are making your deposit on a trip, you’ll be getting the lowest price and the most value on a package of insurance.
Whether it costs you $100 or $200 it’s worth it. I always tell my clients there is NO problem you can solve at your destination with $100. (There is NO medical bill of $100 and there’s NO one-way flight home for $100!) However, if you spend that $100 at home, in the planning stages on insurance, it can literally save you thousands of dollars and solve your problems should an emergency situation come up.
It might just be the best $100 you spend on vacation. Bottom line, if you can’t afford the $100 for insurance, you can’t actually afford to go.
(Actual cost of insurance will vary. Coverage plans and premiums will be based on your personal, situation.)